The RRAP program provides a generous forgivable loan (up to $60,000) for the construction of secondary suites in existing homes.
up to $60,000* per unit.
Type of Incentive
Type of Product
Who Is Eligible
First Nations and First Nation members
Eligible clients are First Nations and First Nation members owning residential properties that could create an affordable self-contained rental accommodation. Eligibility is limited to existing family housing residential properties where a self-contained secondary or garden suite is being created. The property must meet the requirements of the authority having jurisdiction including zoning and building requirements. Households who will occupy the newly created self-contained unit must have an income at or below an established income threshold.
The assistance is in the form of a fully forgivable loan which does not have to be repaid provided the owner adheres to the conditions of the program. The maximum loan amount is $60,000* per unit.
*For northern or remote areas the maximum total amount may be increased by an additional 25 percent
Steps to Get This Rebate:
Contact your CMHC Consultant or local CMHC office. You can also contact CMHC at 1-800-668-2642.
When the Rebate Ends:
For More Information:
More Grants to Consider:
Ontario Renovation Grants (2018): 82 Government Grants, Energy Rebates & Tax Credits for Ontario Homeowners
Canadian Seniors Homeowner Grants (2018): Over 100 Grants, Rebates & Tax Credits!
Canadian Government Grants for Disabled Homeowners (2018): Nearly 100 Grants for Home Renovations