Did you know that there are many free grants, rebates, and tax credits available to homeowners in Saskatchewan?
Maybe you need to make repairs to your home, or maybe you’re a younger person looking to buy your first home. Or maybe it’s time to buy a few new appliances?
Regardless, below are all the grants, rebates, and programs every Saskatchewan homeowner (and potential homeowner) should know about this year!
Let’s get started:
Federal and Provincial Grants & Rebates for Saskatchewan Homeowners
?RRSP Home Buyers’ Plan
- This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
- You can also use it to buy or build a home for yourself or someone you know with a disability.
Home Buyers’ Tax Credit
- The HBTC is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.
- First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. However, you cannot have lived in another home you or your partner owned in the previous 4 years.
- If you have a disability (i.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.
GST/HST New Housing Rebate
- The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for a new or substantially renovated house that is your primary place of residence provided you meet all the eligibility requirements
Residential Rehabilitation Assistance Program for Secondary/Garden Suite On-Reserve
- This program is open to First Nations and First Nation members owning residential properties that want to create affordable, self-contained rental accommodation (secondary, granny, or garden suites) within their primary residence.
- Eligible households can receive fully forgivable loans that do not have to be repaid as long as you stick to the conditions of the program, such as renting the suite to low-income tenants. The most you can get is $60,000 per unit unless you live in a northern or remote community. In that case, the amount increases by 25%.
CMHC Green Home
- This program is open to First Nations and First Nation members owning residential properties that want to create affordable, self-contained rental accommodation (secondary, granny, or garden suites) within their primary residence.
- Eligible households can receive fully forgivable loans that do not have to be repaid as long as you stick to the conditions of the program, such as renting the suite to low-income tenants. The most you can get is $60,000 per unit unless you live in a northern or remote community. In that case, the amount increases by 25%.
Saskatchewan Home Repair Program
- If you are a low-income person (including landlords) making renovations to improve access in your household for someone with a disability, this program is for you.
- You can receive a forgivable loan up to $23,000.
Genworth Canada Energy-Efficient Housing Program
- Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
First Time Homebuyers Tax Credit
- If you are a first-time homebuyer, you can receive a credit of up to $1,100 on your provincial taxes.
- This program is operated through the Canada Revenue Agency.
Secondary Suite Program
For homeowners or rental property owners interested in creating or legalizing secondary suites, this program is for you!
Jointly funded by Canada Mortgage and Housing Corporation and Saskatchewan Housing Corporation, you can get a forgivable loan for up to 50% of the total construction or renovation costs for the secondary suite. This amounts to a cap of $10,000 to develop a new suite or up to $30,000 to develop or renovate a suite in an existing property.
Low-income Tax Credit
Low-income Saskatchewan residents can now receive a tax credit of up to $964 per family per year to help with the cost of living. You do not need to apply or pay income tax to qualify. All you need to do is file your taxes and have a household income under the allowable threshold.
Municipal Grants & Rebates for Saskatchewan Homeowners
Saskatoon Homeowner Grants
Image credits to saskatoon.ca & innovativeresidential.ca
Mortgage Flexibilities Support Program
- With this program created by The City of Saskatoon, Canada Mortgage and Housing Corporation, and the Saskatchewan Housing Corporation, families with incomes below the allowable thresholds (i.e., the threshold for a family of four would be $85,122) are eligible to receive 5% of the down payment required to build a home in a designated project area.
Equity Building Program
- You can receive a down payment loan of up to 5% of your first entry level home.
- Eligibility is limited to households with a maximum of $84,000 and a current renter in Saskatoon.
Entry Level Housing
- Market housing that you can receive without any subsidies.
- Families with incomes between $52,000 and $80,000 are invited to apply.
Secondary Suite Rebate
- You can get a rebate of up to 25% to repair an old secondary suite or up to 100% rebate on building and plumbing permits related to building a secondary suite.
Net Metering Program
- This one-time rebate program will give you up to 20% of the costs, or a rebate of up to $20,000, when you make the switch to a more environmentally friendly form of electricity such as solar panels.
- Another bonus of this program is that any extra electricity you generate can be sent to the City’s grid in return for a credit to your monthly bill.
- This program is offered through SaskPower.
City of Saskatoon Composter/Rain Barrel Rebate
If you purchase a rain barrel or a compost bin from a local retailer, you can receive a $20 rebate.
Seniors Property Tax Deferral Program
- If you are a low-income senior, ($26,748 for a household of two) you can defer all or part of your property and library taxes for the year.
- Your application is due at the end of October, each year, and the new application and eligibility requirements will be available by June.
SaskPower offers programs for homeowners who are looking to be a bit more energy efficient.
Regina Homeowner Grants
Heritage Property Tax Incentive Program
- Under this program to preserve Regina’s historic properties, homeowners of eligible properties can apply for financial assistance to cover 50% of the eligible work cost or the total property taxes payable over 10 years, whichever is the least.
Housing Incentives Policy – Tax Exemption for Secondary Suites
- The City of Regina has begun an initiative to create more affordable housing options in the city. Qualifying homeowners building secondary suites can apply for a tax exemption matching their development category providing they apply while construction is ongoing and they agree to rent to those within set income levels. Other eligibility requirements exist, so check their brochure for more information.
UTILITY GRANTS & REBATES for SASKATCHEWAN HOMEOWNERS
SaskPower
Net Metering Rebate/Credit Program
Anyone capable of generating up to 100 kW (dc) of electricity through an eligible alternative form can apply for a one-time rebate until Nov. this year, up to a maximum of $20,000.
You will also receive a credit on your bill for any excess electricity you produce and send back to the grid.
Retail Discount Program
- Twice a year, SaskPower teams up with retailers to provide discounts on Smart Home products and lighting that is Energy Star certified.
These sales are offered in store. Check their website often to catch the sales.
Hello I am looking to replace my windows and doors and I am wondering if there is a grant that I would qualify for. I make approximately $70,000 per year and I am a single parent mom. Can you please let me know if anything is available for me?
would I qualify to replace doors and windows on my house its an older home my income is 50,000 per year I am a working senior
Are there any rebates or grants available for Geothermal?
Hello I have to replace a furnace. To a low energy furnace. Is there a grant to help cover the cost.
I am looking to replace my doors and windows, wondering if there is a grant to help
I am replacing some 50’year old windows in my house with triple pane, argon filled windows. Is there a rebate I could qualify for?
I recently replaced my furnace to a 98% efficiency furnace in Saskatoon. Is there a tax rebate or grant available? And how do I apply.
I am a single mom and own my own home. I need new windows and doors. How can I apply for the upgrade loan of up to $23,000? Thanks
My sister lives in a bilevel home – she needs all newwindows- they are the old sliders 1 pane – she would also like to refinish her basement so she can get a tenant in there to help financially – she is low income – is there any thing available ?
Hi,
We are
Looking to replace all of our windows and doors as well as adding 2″ styrofoam to the outside walls to prevent heat loss on our older home. Are there any rebates or gov’t grant we would qualify for?
Hi my wife and I are senior citizens and we have an older home that we rent out it has an older 20 to 25 year old mid efficient furnace. It does not operate that well are there any grants available to upgrade that house with a new energy efficient furnace and energy efficient water heater.
Are there grants to help with switching from heating oil for the house?
I am a low income senior my daughter and 4 children live in my house.she is also a low income household. Recently I spent almost 6 thousand to fix geothermal but it is still not fixed. We have huge problems and hope someone can help
Hello I am a senior with a physical disability , living in rural Sk ! I have my own older home with an added addition ( bedroom and bathroom). I need to improve the heat in the addition ( too cold to sleep back there this winter ) Is there a grant I could apply for in purchase a heat source for the addition, that is not electric ( too expensive) !
Thank you
is there a goverment grant on changing a furnace in house
I am a working senior needing to replace the rest of my windows and door. Make $50,000 !a year
Hello I just replace my boiller to a high, efficient one though town and country and I have to pay a monthly payment of about $ 200 hundred dollars a month , because I don’t make enough money a month I would like to ask if I can apply for a grant that can help
Hello
I’m a single person living on disability. I have just replaced old windows with new windows. Now I’m told my roofing needs replacing, is there any help for this? I also put in a pellet stove to help heat better.
Hi I’m a Saskatchewan resident single mom with low income. Is there a window and door grant or anything to help with the cost of replacing them? Also what about furnaces, mines really old and ready to go at any moment.
We are first time home buyers and we need to put a ramp on as we have a son who is confined to a wheelchair. Are there any grants available to assist us?
Are there any grants for replace windows in house that is 45 years old
I am looking at replacing my older siding on my home . Are there any grants for this
I am looking at replacing my older siding on my home . Are there any grants for this .
Hi is there any program on solar panels on your house?
Hello,
I am looking to renovate my house and is looking for some grants for a first time homeowner.
Thanks a lot
I keep calling the I 877 616-2310 and you keep up hanging up on me.
I want to replace the siding and two new windows on my house that is 60 years oldjerry
is there a grant to insulate and siding on a 60 year house in moose jawt= thanks
I am looking for a contact number the number listed does not work.
we have replaced windows and doors on our home and would like to know if there are any rebate programs available
Are there any grants to help with the replacement of an oil furnace to a more efficient propane furnace for rural residents
My power bill is extremely high, I was wondering if there is a grant to replace windows ,doorsand reinsulate plus add 2inch styrofoam and reside home.
I would like to replace my refrigerator , is there a grant available similar to the one Loblaws received
Front window seal is broken it is getting moisture between two panes of glass is there a rebate for this or grant?
I live in rural saskatchewan I own my home and I need windows, siding and eves troughs and some repairs to the roof. I am single and make approximately $50,000. A year ( befor deductions) is there any grants I would qualify for?
Hi I am a single Mom that needs windows replaced badly in my home because of mould as well as needing new shingles on my roof.
I make $72,000 annually and wonder if I qualify for any assistance with programs that the province has regarding energy saving grants etc?
Hello iam wondering if there is some sort of a grant to help us we desperately need new shingles on our house they are in pretty bad shape. We are Seniors on a fixed income,reply would be appreciated
Hi wondering if there are grants for windows and doors for older homes.
We are Ma and Pa Landlords, we provide rentals to low income renters. We have kept our rental fees quite lower than others for the last 20 plus years. Our six suite building is in need of window replacements. Is there a window replacement program grant still in effect, and if so what are the requirements?
I need some help with insulation ,windows and siding as our home is over 100years old.
I am looking to replace my shingles and windows and I am wondering if there is a grant that I would qualify for. I’m a senior and my income is less than $36,000 per year. Can you please let me know if anything is available for me?
I am replacing an outdoor coal boiler with two energy efficient propane boilers, is there any grants available
Is there any grants for installing new windows?
Our household income is 56,000 for two people a year and am wondering if there are any grants available to replace water heater, furnace? Thanks
I just replaced 4 windows in my house and now looking at replacing the storm door. Are they any programs available that I can apply for
Would I qualify for a grant to replace doors and windows I’m a single mom who makes under 40000 a year my ho e is also over 100 years old
Are there any grants to off set the cost of starting a a private service home with community living in your home!
I am considering replacing windows & maybe doors in my older home built in 1954. Are there any energy efficiency grants available for upgrades?
HI WE HAVE A SECOND HOME THAT OUR SON IS STAYING IN AND IT IS IN NEED OF LOTS OF REPAIRS, LIKE A NEW ROOFING ,FURNANCE THAT GOES OUT AT LEAST ONCE EVERY WINTER NEW FLOORING ETC. WE ARE TRYING TOO CUT COSTS BUT IF THERE IS A GRANT OUT THERE THAT WE COULD APPLY FOR EVEN TOO COVER A PORTION OF IT WOULD BE GREAT. THANKS WILL WAIT FOR REPLY
we are looking to replace some old windows in our house. We are seniors, and our combined
income is $66,271. are there any grants available to help with this?
I too am wanting to replace doors and windows as they are old and let cold air in. Is there a grant that can help me in Saskatchewan?
I am a low income senior wondering if ther is a grant available to put new windows and doors in my homec
Hi just wondering if there are any grants out to replace windows?
Is there any grants out there for a disabled person to chance a house furnace?
Hi I live in small town Sask and I bought a 100 yr old home. I am wondering if there are any grants for windows doors and roofing as i have seen some ppl get there roof done with government money.I make 53000. Would i qualify for anything that has to do with renovations. Thank you
I am looking to replace my shingles this year along with new windows and siding. I also have a roommate who will be disabled and needs to move upstairs from the basement.
Is there any grants in Saskatchewan to help me. My income is $53000.