Veterans’ Benefits include benefits for current or former Canadian Forces members and their families in terms of financial assistance, health care, disability, and death. These grants are designed to help people who have served the country and provide substantial life support.
Income Replacement Benefit
While enrolled in the Rehabilitation Services and Vocational Assistance Program or if you have a Diminished Earning Capacity, the Income Replacement Benefit (IRB), a taxable monthly benefit, ensures your gross pre-release military salary account for at least 90% of your total income until you turn 65. (DEC). Your benefit will be lowered if you have a Diminished Earning Capacity and are above 65; you will instead receive 70% of the IRB amount that would have been due had you been under 65 but for offsets. Your monthly payment will be recalculated if you are still enrolled in the programme and turn 65, commencing with the first day of the month you were born. Seventy percent of what you initially earned is then reduced.
If you fit the following criteria, you ought to apply for this programme:
- formerly been in or are presently serving in the Canadian Armed Forces;
- Having applied to the rehab programme;
- are pursuing a physical or mental health programme as a result of a service-related health issue that makes leaving the military more difficult;
- are younger than 65.
To be eligible for this benefit, you must also be the surviving spouse, child, orphan, or veteran of the CAF who:
- died of a disease or accident connected to their service before age 65.
- regardless of age, passed away while receiving the Income Replacement Benefit.
Apply online through My VAC Account. Applying is easier with a guided form. Sign in or register for My VAC Account.
War Veterans Allowance
Your essential financial needs may be met with assistance from the WVA. It is a monthly tax-free payment that varies according to your income sources, marital status, and if you have dependents. If you’re eligible for this benefit, you can also get emergency assistance from the Assistance Fund, which offers grants of up to $1,000 (per year) to cover an unforeseen expense that could endanger your health or safety.
details for families:
After the death of the qualifying Veteran, survivors (spouses, common-law partners, and dependent children) will continue to receive the WVA.
Eligibility to apply:
- War-time service
- A Veteran (including Merchant Navy) or Allied Veteran of the Second World War or the Korean War; and
- Certain civilians who served in the Second World War
WVA is an income-tested benefit. Thus regular income must be taken into account. For the Guaranteed Income Supplement, based on the Income Tax Act, income is determined following the same standard. When determining your assessment, annual income exemptions are taken into account. Examples include interest and casual earnings exemptions.
Canadian Forces Income Support
The monthly income support provided by the Canadian Forces is exempt from taxes. It supports low-income CAF Veterans who have completed the Rehabilitation programme but are no longer eligible for the Earnings Loss Benefit.
VAC calculates your household income for this programme using the formula developed by Statistics Canada. This calculation considers any current taxable income you may have and any government assistance you may be receiving.
Applying for Canadian Forces Income Support is advisable if you:
- formerly qualified for the Earnings Loss Benefit are a Veteran of the Canadian Armed Forces, have a low household income, seek employment, or participate in the Career Transition Services programme.
- You continue to get benefits as a survivor or dependent child
You can apply online or via mail, or in-person
Print out the application. After that, deliver it to a CAF Transition Centre or VAC Office. Alternatively, you can mail your completed form to the address provided on the form.
Canadian Forces Income Support – Survivors
Low-income survivors and orphan children can receive a tax-free monthly payment called Canadian Forces Income Support (CFIS). Suppose you previously received the Earnings Loss Benefit or your spouse or parent was receiving Canadian Forces Income Support at the time of their passing. In that case, you might be qualified to receive this benefit.
We use the Statistics Canada Formula to determine the low income for this programme. This method considers your current income and any government benefit you may receive.
If any of the following applies to you and you are the survivor or orphan child of a veteran of the Canadian Armed Forces:
- the deceased veteran was receiving CFIS at the time of their non-service-related death, you have a low income, you were receiving Earnings Loss Benefit for Survivors, but it has ended (entitlement ends on what would have been the deceased veteran’s 65th birthday), and you meet the requirements for Canadian residency.
If you are an orphan, you must either be:
- You must be younger than 18, between 18 and 25, and still enrolled in school, or you must be disabled.
- A person unable to support themselves due to a physical or developmental handicap is said to be incapacitated.
If the veteran’s death was unrelated to their military service, the survivor must apply within six months of the veteran’s passing. If the veteran’s demise resulted from their service, there is no time limit. Orphan children are not covered by this deadline.
You can submit your application for this benefit online if you have a My VAC Account, and you can sign up right away if you haven’t already.
Income Replacement Benefit for Survivors and Orphans
The Income Replacement Benefit is a monthly taxable payment made to the surviving spouse or common-law partner and any orphans of dead members or Veterans of the Canadian Armed Forces (CAF).
If you are a veteran or CAF member who passed away before age 65 as a result of a disease or injury they suffered while serving, you should apply for the Income Replacement Benefit.
You could apply to receive a lump-sum payout if they passed away (before age 65) due to a disease or accident unrelated to their employment. This payment was made based on how much the veteran was getting in income replacement benefits.
You can apply to receive a monthly payment based on the amount the veteran was getting if they passed away on or after the age of 65 and were eligible for IRB at the time of death. You can submit your application for this benefit online if you have a My VAC Account, and you can sign up right away. You can also apply via mail or in-person if you haven’t already.
Print out the application. After that, deliver it to a VAC location or a CAF Transition Center. Alternatively, you can mail your completed form to the address provided on the form.
Veterans Emergency Fund
Veterans, their families, and survivors dealing with an unanticipated financial emergency endangering their health and well-being can get urgent financial assistance from the Veterans Emergency Fund.
The Veterans Emergency Fund can pay for necessities like:
- medical bills, as well as
- expenses necessary to maintain shelter and safety.
Every circumstance is different. Applications are evaluated on an individual basis. We’ll also collaborate with you to determine your long-term requirements.
Are you eligible?
If you are a Canadian citizen, have an immediate financial need, and one of the following applies to you:
- A veteran of the Canadian Armed Forces (CAF), active spouse or common-law partner of a Veteran, survivor of a deceased Veteran or member of the CAF, orphan of a deceased Veteran or member of the CAF (or the legal guardian if the orphan is under the age of 18).
We will require as much information as possible concerning the financial emergency before you apply. This could include documents that describe the problem, such as bills, estimates, notices, or statements.
If you are applying for the first time to a VAC programme, we will require identification documentation (such as a driver’s licence).
A decision should come within 1-2 business days. If accepted, payment will be sent to you in one to two business days.
Veteran Assistance Fund
To assist with the cost of an emergency crisis that threatens your health or safety, the Assistance Fund offers grants of up to $1,000 (per calendar year). Cash grants from the Assistance Fund are only given in true crises and unforeseen situations resulting in a need that cannot be otherwise supplied.
The Assistance Fund can be used, for instance, to meet the following requirements:
- Repairing damage to your home brought on by events beyond your control, such as a fire, flood, windstorm, vandalism, or accident,
- Replace any clothes that were lost or damaged in an emergency.
- Health: When funding is not available from other sources, pay for aids or services required for your health and safety or the health and safety of your dependents. or
- Appliances that you must-have for your health or safety or the health or safety of a dependent (s).
- Debt: Repay debt incurred in an emergency or for failing to do so would cause an emergency.
A gift from the Assistance Fund may not exceed $1,000 in any calendar year.
If you qualify, you should apply for the Assistance Fund.
- Live in Canada, receive a War Veterans Allowance, and require money for an urgent situation.
- A flood or fire are examples of emergencies that risk your immediate health or safety.
If both of you are eligible, you and your spouse can apply for an Assistance Fund award.
Veterans Organizations Emergency Support Fund
As a direct result of COVID-19, non-profit and charitable Veterans groups have lost a significant amount of fundraising and philanthropic donations, putting them in danger of being unable to continue their operations. The lives and well-being of veterans, their families, and the communities in which they reside are significantly impacted by veteran groups. They assist Veterans who are homeless and disabled and are essential to the Department’s ability to carry out its mission.
Grants were given by the Veterans Organizations Emergency Support Fund to non-profit, legally recognized charities that aid veterans and their families. Due to the COVID-19 epidemic, organizations received funds to aid with operating costs and financial shortages. In total, $20M was provided through this program.
Meet the organizations that received funding from the Veterans Organizations Emergency Support Fund.
Legion Military Skills Conversion Program
The Legion Military Skills Conversion Program is intended to help serving members of the Canadian Armed Forces, both current and retired, develop their careers. To provide quick-track education alternatives and career assistance services, we strive to acknowledge the information and skills acquired during military service.
Disability Benefits for Veterans
A tax-free financial contribution for your support is known as a disability benefit. The amount you receive is based on the severity of your condition, including its effects on your quality of life and how closely your condition relates to your service (entitlement) (assessment).
It would be best if you fit one of the following criteria to be eligible for a disability benefit:
- a current or former member of the Royal Canadian Mounted Police (RCMP), a veteran of the Second World War, the Korean War (including members of the Merchant Navy), or select Second World War-era civilians.
Applying for a disability benefit is advised if you:
have a medical condition or handicap that has been identified and can be linked to your service.
Veterans are an important part of Canadian society, and their families need support because they have given their lives for the country. These grants provide support to veterans and their families. Check these grants if you are a veteran or a family member.