One of the first steps to becoming more energy efficient at home and do your part for the environment is through testing how energy efficient your home actually is. One such way is to have a home energy audit or assessment done on your household. What is a Home Energy Audit? The Government of Canada’s […]
Why Getting Multiple Quotes (Not Estimates) Will Lower Your Home Improvement Costs
Ever have a friend in this situation? They’re planning some home improvements and, after hearing of a good contractor, they give him a call. They meet to discuss some ideas, the meeting goes well, and soon enough the contractor provides an “estimate” of what the project will cost. Fast forward six months: the project is […]
GST-HST New Housing Rebate
Amount: up to $40,000 Who is Eligible: First Nations and First Nation Members Description: Get part of the GST or HST back when you build or buy a new house, or substantially renovate your house. The following projects qualify for the rebate: Building a home or contracting someone to build one Buying a newly […]
RRSP Home Buyers’ Plan
Amount: You can use up to $25,000 from your RRSP Who is Eligible: Canadian first-time home buyers Description: The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself […]
First-Time Home Buyers’ Tax Credit
Amount: $750 Who is Eligible: First-time home buyers Description: The First-Time Home Buyers’ Tax Credit is a non-refundable tax credit that aims to help recover closing costs such as legal expenses, inspections, and land transfer taxes for first-time home buyers. Steps to Get this Rebate: To receive your $750 claim, you must include it […]
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